We provide free online calculator tools including but not limited to mortgage calculators, loan calculators, discount calculators, unit converters, and more. These tools are designed to provide convenient calculation services for users.

We are committed to protecting your data privacy and security. We do not collect or store your personal calculation data.

By accessing and using our website, you agree to comply with these terms of service. If you do not agree with these terms, please do not use our services.

You agree to:

• Use our services lawfully
• Not engage in any activities that may damage website functionality
• Not copy, modify, or distribute our content for commercial purposes
• Assume all risks associated with using our services

All our calculator tools are provided free of charge. We reserve the right to modify, suspend, or terminate any service at any time without notice.

While we strive to maintain service availability, we do not guarantee continuous or error-free operation.

The results provided by our calculators are for reference only. While we strive to ensure calculation accuracy, we are not responsible for:

• Accuracy of calculation results
• Any losses resulting from using calculation results
• Errors or changes in third-party data sources
• Potential limitations in calculation methods

For important financial decisions, we strongly recommend consulting professional financial advisors.

All website content, including but not limited to text, graphics, code, design, and functionality, is protected by copyright and other intellectual property laws.

You may use our services for personal, non-commercial purposes, but may not copy, modify, distribute, or create derivative works.

When using our services, you must not:

• Engage in any illegal activities
• Attempt to hack, attack, or interfere with website functionality
• Use automated tools to excessively access the website
• Distribute malware or viruses
• Infringe upon others' rights
• Engage in any activities that may damage our reputation

To the maximum extent permitted by law, we are not liable for any direct, indirect, incidental, special, or consequential damages arising from the use or inability to use our services.

Our total liability shall not exceed the amount you paid to us during your use of the services (for free services, this amount is zero).

Our website may contain links to third-party websites. These links are provided for convenience only, and we are not responsible for the content, privacy policies, or practices of third-party websites.

We may update these terms of service from time to time. Significant changes will be posted on the website. Continued use of our services indicates your acceptance of the revised terms.

These terms are governed by applicable law. Any disputes should be resolved through friendly negotiation, and if no agreement can be reached, should be submitted to a court of competent jurisdiction.

If you have any questions about these terms of service, please contact us:

Email: support@yacalc.com